Have access to the funds you need to take care of yourself and your family in case of an unforeseen life event.

Living benefits allow individuals to receive up to $1.5 million if they become seriously ill or injured. These benefits are included with every life insurance policy that we offer, but are dependent on State approval. Life insurance protects clients when they die too soon. With Living Benefits, they may also be able to get money in their pocket during their lifetime in the event of a qualifying illness or event.

Some things to think about…

• Have you heard of Life Insurance that you don’t have to die to use?
• Have you heard of Living Benefits?
• What if you could receive up to $1.5 million of your death benefit if you become seriously ill or injured?
• Do you know anyone who has battled a critical illness and suffered financially?
• Has a loved one had to file bankruptcy due to excessive medical bills?
• Has a loved one had their home foreclosed due to inability to pay their mortgage due to a serious illness?

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Living Benefits Testimonial

Jessica, only 30 years old, was a new mom when she learned that she had breast cancer. Her saving grace was her life insurance policy with living benefits.

It’s time to discuss Living Benefits and how to protect yourself and your family financially.

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Terminal Illness

If you are diagnosed with a terminal illness and have less than 24 months to live, you may be able to access up to 90 percent of your death benefit.

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Chronic Illness

When you are unable to perform two of the six daily activities of living, such as bathing, eating, dressing, continence, toileting and transferring, you may qualify to access a discounted portion of your life insurance policy. **

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Critical Illness

If you suffer a qualifying serious illness, you may qualify to receive a discounted portion of your death benefit. Being able to access this money can be crucial in relieving the financial stress that comes when dealing with such illnesses. **

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** Requires State approval

Schedule a FREE consultation to learn more about living benefits and how they may be just the right tool for your financial peace of mind.